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Umbrella, Valuables & Watercraft
A serious claim doesn’t stop at your policy limit.
A personal umbrella adds liability protection above your home and auto. Jewelry, watches, art and collections are scheduled at appraised value, not left to a homeowners sublimit. Watercraft are covered on policies built for them.

Excess liabilityAn additional layer above your home and auto limits
ValuablesJewelry, watches and art scheduled at appraised value
Watercraft & RVDedicated coverage for boats and recreational vehicles
What we audit
- The underlying limits your umbrella requires
- Current appraisals for jewelry, watches and collections
- Agreed-value coverage for watercraft
- Liability when your boat or RV is in use by others
Who we serve
- Homeowners and property owners with assets to protect
- Collectors and owners of fine jewelry
- Boat and RV owners
Speak with a broker
Have your umbrella & valuables coverage audited.
Request a complimentary coverage audit and get a clear, written answer on where you stand.